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Kalgudi Agri BFSI

Revolutionizing Agri-Banking for a Sustainable Tomorrow

An AI-powered, fully integrated ecosystem designed to transform agri-finance, enhance collaboration, and drive growth.

Kalgudi - The Intelligent PAAS for Agri-Banking

A comprehensive Platform-as-a-Service solution that bridges the gap between traditional banking and modern agricultural needs through cutting-edge technology and intelligent automation.

AI-Powered

Machine learning algorithms drive intelligent decision-making across all processes

Fully Integrated

Integrates effortlessly with your LoS and Core Banking, streamlining agricultural workflows.

Ecosystem Approach

Holistic platform connecting all stakeholders in the agricultural value chain

The Core Capabilities

Four foundational pillars that power agricultural financial transformation

Network of Networks

Interconnected ecosystem connecting farmers, banks, suppliers, and distributors in a unified platform.

Seamlessly connect the entire agricultural value chain, empowering real-time information, commerce, and streamlined business workflows.

Intelligent Workflows

AI-driven automation that streamlines loan processing, risk assessment, and financial operations

Automated processes that reduce manual intervention by 80% while maintaining accuracy and compliance standards.

Communities

Digital communities that foster collaboration between stakeholders and knowledge sharing

Build thriving digital communities where farmers, advisors, and financial institutions collaborate and share insights.

Engagement Tools

Personalized communication tools that enhance customer relationships and drive retention

Advanced CRM and communication suite with AI-powered personalization for maximum engagement impact.

Advanced Features

Comprehensive tools designed for modern agri-banking operations

AI-powered analysis of crop conditions, weather patterns, and market trends

Built-in regulatory compliance and reporting for agricultural financial products

Intuitive mobile apps designed for farmers and field agents

Comprehensive insights and reporting for informed decision-making

Supporting local languages for better accessibility across regions

Bank-grade security with blockchain integration for transparency

Value Delivered

Real-world impact demonstrated through our client success stories

20-40%

Faster Loan Processing

Through intelligent workflows, Kalgudi significantly reduced loan processing time.

↓65%

Reduced Loan Defaults

Real-time crop monitoring and risk assessment reduced default rates effectively.

+85%

Improved Customer Engagement

Timely personalized interaction through grower apps increased NPS and retention.

+45%

Revenue Growth

Enabled cross-selling and upselling of financial products via partnerships.

Success Stories

Real-world impact through our agricultural technology solutions

Agri Lending NBFC

Customer Journey & Backend Transformation

The Challenge

Faced low awareness of new financial products, limited discoverability for potential customers, and an inefficient document and loan management system, resulting in delays and poor customer experience.

Leveraged Kalgudi’s integrated digital platform to enhance product visibility, streamline customer onboarding, and digitize document and loan management workflows – leading to faster credit checks and improved operational efficiency.

Process Optimization

NPS UP

TAT down from 21 to 3 days

Up & Cross Sell by 33%

Project Metrics

PaaS Deployment Roadmap

A Strategic Guide to Scalable, Secure, and Efficient Platform Implementation

Strategize & Design

Analyze stakeholders and platforms to define the optimal integration architecture.

Secure Real- time Data Flow

Enable real-time data synchronization with robust data governance, compliance, and security, including rate limits.

Ensure Operational Excellence

Implement continuous monitoring, health checks, and maintenance for flawless operation

Launch & Evolve

Execute successful launches, drive partner engagement, and ensure ongoing maintenance and updates.

Ready to Transform Your Agri-Banking Operations?

Join leading financial institutions who are already leveraging Kalgudi Impact to revolutionize agricultural finance.

34,173

Unified Ecosystem

2.57M

Farmers Benefited

$743M

Digital Infrastructure